The smallest amount you are required to pay a lender each month on a debt.

A savings account offered by a bank (or a mutual fund). The account typically requires 1) a minimum deposit and 2) that you maintain a minimum balance. The account invests in certificates of deposit and treasury bills and pays a rate of interest that rises and falls with the economy.

A loan from a Bank or other financial institution used to buy a house or other piece of real estate.